Intermediaries vs Peer-to-Peer: A Study of Lenders’ Incentive on a Donation-based Crowdfunding Platform

Intermediaries vs Peer-to-Peer: A Study of Lenders’ Incentive on a Donation-based Crowdfunding Platform

Donation-based crowdfunding platform Kiva seems to hold the promise of peer-to-peer lending with zero interest rate to help the poor. However, it is actually intermediated by microfinance institutions, which raise funds from Kiva lenders, disburse the funds to borrowers and collect high interest. La...

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Bibliographic Details
Main Authors: GE, Ling, Zhiling GUO, LUO, Xuechen
Format: text
Language:English
Published: Institutional Knowledge at Singapore Management University 2016
Subjects:
Crowdfunding
Intermediaries
Kiva
Peer-to-Peer
Lenders’ Incentive
Computer Sciences
Databases and Information Systems
Online Access:https://ink.library.smu.edu.sg/sis_research/3428
https://ink.library.smu.edu.sg/context/sis_research/article/4429/viewcontent/IntermediariesvsPeer_to_Peer.pdf
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Institution: Singapore Management University
Language: English

Internet

https://ink.library.smu.edu.sg/sis_research/3428
https://ink.library.smu.edu.sg/context/sis_research/article/4429/viewcontent/IntermediariesvsPeer_to_Peer.pdf

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