An economic analysis of disintermediation on crowdfunding platforms

• Main Authors: CHEN, Jianqing, GE, Ling, GUO, Zhiling
• Format: text
• Language: English
• Published: Institutional Knowledge at Singapore Management University 2018
• Subjects: Crowdfunding; Field Partner; Kiva; KivaZip; Digital Intermediary; Databases and Information Systems
• Online Access: https://ink.library.smu.edu.sg/sis_research/4244; https://ink.library.smu.edu.sg/context/sis_research/article/5247/viewcontent/Economic_Analysis_of_Disintermediation_on_Crowdfunding_Platform.pdf
• Institution: Singapore Management University

Prosocial crowdfunding platforms can work through direct peer-to-peer (P2P) lending or through intermediaries, incurring different costs to borrowers and lenders. This study investigates the incentives of lenders and borrowers’ and how they would choose between the two types of platforms. We model t...