Borrower targeting under microfinance: Competition with motivated microfinance institutions and strategic complementarity

• Main Authors: Guha, Brishti, ROY CHOWDHURY, Prabal
• Format: text
• Language: English
• Published: Institutional Knowledge at Singapore Management University 2014
• Subjects: Microfinance competition; Motivated MFIs; Inequality; Borrower targeting; Double-dipping; Coordination; Finance
• Online Access: https://ink.library.smu.edu.sg/soe_research/2257; https://ink.library.smu.edu.sg/context/soe_research/article/3256/viewcontent/Guha_et_al_2014_The_Developing_Economies.pdf
• Institution: Singapore Management University

We examine how increased competition among motivated microfinance institutions (MFIs) impacts the poorest borrowers’ access to microfinance. We find that competition depends on inequality, technology, and the possibility of double-dipping (borrowing from several sources). Without competition, even a mo...