Determinants of Borrowers of the Village and Urban Community Fund in Thailand
ASR (Asian Social Research) was first launched in 2014 by Chiang Mai University. However, it has a longer history, with its genesis in 2002 as part of Chiang Mai University Journal.This journal was split into two in 2007, with the formation of ASR's predecessor, the Chiang Mai University Journa...
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Faculty of Social Sciences and Humanities, Chiang Mai University
2020
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th-cmuir.6653943832-686312020-05-20T04:41:49Z Determinants of Borrowers of the Village and Urban Community Fund in Thailand Siwaporn Fongthong Komsan Suriya Microcredit Village fund Urban community fund Rural development Poverty reduction ASR (Asian Social Research) was first launched in 2014 by Chiang Mai University. However, it has a longer history, with its genesis in 2002 as part of Chiang Mai University Journal.This journal was split into two in 2007, with the formation of ASR's predecessor, the Chiang Mai University Journal of social Sciences and Humanities, which was later restyled as ASR in 2014, and began publishing online in 2015. To help alleviate poverty, Thailand created the Village and Urban Community Fund (Village Fund). To determine whether the Village Fund has been able to reach the truly poor, this paper applies a Logit model, using data from Thailand’s Socioeconomic Survey at the household level in 2009, to investigate the determinants of borrowers and whether being poor is significant for borrowing from the Fund. Our analysis reveals that The Village Fund targets near-poor and moderate-income households, not the poor. The Village Fund cannot be said to be pro-poor. However, the program has its merits, particularly in lending to women and less-educated heads of households. For near-poor households, the most likely borrowers are farmers, especially landless farmers in rural areas with income slightly above the poverty line. For moderate-income households, the most likely borrowers also have access to other sources of credit. While not directly pro-poor, the Village Fund, in lending to near and moderate-income groups, helps them avoid falling into poverty. 2020-05-20T04:41:49Z 2020-05-20T04:41:49Z 2014 ASR: Chiang Mai University.Journal of Social Sciences and Humanities 1,1 (Jan-Dec 2014), p.21-37 2465-4329 http://cmuj.cmu.ac.th/uploads/asr_journal_list_index/448869878.pdf http://cmuir.cmu.ac.th/jspui/handle/6653943832/68631 Eng Faculty of Social Sciences and Humanities, Chiang Mai University |
| institution |
Chiang Mai University |
| building |
Chiang Mai University Library |
| continent |
Asia |
| country |
Thailand Thailand |
| content_provider |
Chiang Mai University Library |
| collection |
CMU Intellectual Repository |
| language |
English |
| topic |
Microcredit Village fund Urban community fund Rural development Poverty reduction |
| spellingShingle |
Microcredit Village fund Urban community fund Rural development Poverty reduction Siwaporn Fongthong Komsan Suriya Determinants of Borrowers of the Village and Urban Community Fund in Thailand |
| description |
ASR (Asian Social Research) was first launched in 2014 by Chiang Mai University. However, it has a longer history, with its genesis in 2002 as part of Chiang Mai University Journal.This journal was split into two in 2007, with the formation of ASR's predecessor, the Chiang Mai University Journal of social Sciences and Humanities, which was later restyled as ASR in 2014, and began publishing online in 2015. |
| author |
Siwaporn Fongthong Komsan Suriya |
| author_facet |
Siwaporn Fongthong Komsan Suriya |
| author_sort |
Siwaporn Fongthong |
| title |
Determinants of Borrowers of the Village and Urban Community Fund in Thailand |
| title_short |
Determinants of Borrowers of the Village and Urban Community Fund in Thailand |
| title_full |
Determinants of Borrowers of the Village and Urban Community Fund in Thailand |
| title_fullStr |
Determinants of Borrowers of the Village and Urban Community Fund in Thailand |
| title_full_unstemmed |
Determinants of Borrowers of the Village and Urban Community Fund in Thailand |
| title_sort |
determinants of borrowers of the village and urban community fund in thailand |
| publisher |
Faculty of Social Sciences and Humanities, Chiang Mai University |
| publishDate |
2020 |
| url |
http://cmuj.cmu.ac.th/uploads/asr_journal_list_index/448869878.pdf http://cmuir.cmu.ac.th/jspui/handle/6653943832/68631 |
| _version_ |
1681752660370259968 |