#TITLE_ALTERNATIVE#

• Main Author: Amalia (NIM 190 04 020) , Kusumadita
• Format: Final Project
• Language: Indonesia
• Online Access: https://digilib.itb.ac.id/gdl/view/6373
• Institution: Institut Teknologi Bandung

ABSTRACT: <br /> <br /> <br /> <br /> <br /> Bank Jabar is the Local Government Bank in the West Java that has to help the development of citizen in West Java. Bank Jabar does the general bank do in their operational activities. Bank Jabar held the credit activity to increase the development of the citizen and to role the function as the Bank. The credit offered are generally divided into three that are working capital credit, investment credit and consumer credit. <br /> <br /> <br /> <br /> For working capital credit and investment credit usually proposed by company, because of that Bank can analyze the annual report of the company and the Bank has full information about its financial performance. Meanwhile, consumer credit usually proposed by individual, It result bank did not get appropriate data to analyze the financial condition of the individual and it may cause the high rate of non performing loan. <br /> <br /> <br /> <br /> This final project held to give the characteristic on the multipurpose consumer credit for Bank Jabar that is empirical analysis approach.Empirical study done by using the regression analysis of each variable with the dependent variable is the collectability of the bank. Data that will be used is consumer credit in multipurpose consumer credit primary data from the Main Branch of Bank Jabar in Bandung. Data that will be taken will be customers data and its performance of credit. The data include customers age, customers marital status, customers occupation, customers gender, interest loan, payment period, and principal. <br />