DETERMINANTS OF INTENTION TO USE MOBILE PERSONAL FINANCIAL MANAGEMENT TOOLS USAGE IN INDONESIA

Personal Financial Management (PFM) is an important aspect that is required to be recognized and understood, especially to Generation Z which will be entering adulthood and work life, it is usually correlates with savings, budgeting, and also planning. The development of financial technology provide...

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Main Author: Akira, Joshua
Format: Final Project
Language:Indonesia
Online Access:https://digilib.itb.ac.id/gdl/view/64459
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Institution: Institut Teknologi Bandung
Language: Indonesia
id id-itb.:64459
spelling id-itb.:644592022-05-24T10:40:32ZDETERMINANTS OF INTENTION TO USE MOBILE PERSONAL FINANCIAL MANAGEMENT TOOLS USAGE IN INDONESIA Akira, Joshua Indonesia Final Project Personal Finance Management, Mobile PFM Tools, Generation Z, TAM, TPB, SEM INSTITUT TEKNOLOGI BANDUNG https://digilib.itb.ac.id/gdl/view/64459 Personal Financial Management (PFM) is an important aspect that is required to be recognized and understood, especially to Generation Z which will be entering adulthood and work life, it is usually correlates with savings, budgeting, and also planning. The development of financial technology provides help to create more simplified and effective PFM, it even enables people to manage their finance over mobile phones. As PFM may aids the standard of living and reducing poverty, it is important to understand some factors that are believed to have significant influence towards the intention to use mobile PFM tools. To examine it, this study is using a model that combined Technology Acceptance Model (TAM) with Theory of Planned Behaviour (TPB) which have the following variables: Perceived Usefulness, Perceived Ease of Use, Attitude, Subjective Norm, and Perceived Behavioural Control, with two additional variables: Perceived Cost and Compatibility, that will be tested to the variable influence. This study has a scope within Generation Z which perceived to have familiarity with technological usage and also the city of Jakarta, Bogor, Depok, Tangerang, Bekasi, and Bandung. There are 419 questionnaires that are analysed, which is further assessed by using quantitative approach with Structural Equation Modelling (SEM). The result of this study indicates that there are 5 factors that are significant to intention: Perceived Ease of Use, Attitude, Perceived Behavioural Control, Perceived Cost, and Compatibility. The recommendations that are based by the results is given to the application developer, government, and also users, in which it may provide insights and increase the effectiveness of personal financial management text
institution Institut Teknologi Bandung
building Institut Teknologi Bandung Library
continent Asia
country Indonesia
Indonesia
content_provider Institut Teknologi Bandung
collection Digital ITB
language Indonesia
description Personal Financial Management (PFM) is an important aspect that is required to be recognized and understood, especially to Generation Z which will be entering adulthood and work life, it is usually correlates with savings, budgeting, and also planning. The development of financial technology provides help to create more simplified and effective PFM, it even enables people to manage their finance over mobile phones. As PFM may aids the standard of living and reducing poverty, it is important to understand some factors that are believed to have significant influence towards the intention to use mobile PFM tools. To examine it, this study is using a model that combined Technology Acceptance Model (TAM) with Theory of Planned Behaviour (TPB) which have the following variables: Perceived Usefulness, Perceived Ease of Use, Attitude, Subjective Norm, and Perceived Behavioural Control, with two additional variables: Perceived Cost and Compatibility, that will be tested to the variable influence. This study has a scope within Generation Z which perceived to have familiarity with technological usage and also the city of Jakarta, Bogor, Depok, Tangerang, Bekasi, and Bandung. There are 419 questionnaires that are analysed, which is further assessed by using quantitative approach with Structural Equation Modelling (SEM). The result of this study indicates that there are 5 factors that are significant to intention: Perceived Ease of Use, Attitude, Perceived Behavioural Control, Perceived Cost, and Compatibility. The recommendations that are based by the results is given to the application developer, government, and also users, in which it may provide insights and increase the effectiveness of personal financial management
format Final Project
author Akira, Joshua
spellingShingle Akira, Joshua
DETERMINANTS OF INTENTION TO USE MOBILE PERSONAL FINANCIAL MANAGEMENT TOOLS USAGE IN INDONESIA
author_facet Akira, Joshua
author_sort Akira, Joshua
title DETERMINANTS OF INTENTION TO USE MOBILE PERSONAL FINANCIAL MANAGEMENT TOOLS USAGE IN INDONESIA
title_short DETERMINANTS OF INTENTION TO USE MOBILE PERSONAL FINANCIAL MANAGEMENT TOOLS USAGE IN INDONESIA
title_full DETERMINANTS OF INTENTION TO USE MOBILE PERSONAL FINANCIAL MANAGEMENT TOOLS USAGE IN INDONESIA
title_fullStr DETERMINANTS OF INTENTION TO USE MOBILE PERSONAL FINANCIAL MANAGEMENT TOOLS USAGE IN INDONESIA
title_full_unstemmed DETERMINANTS OF INTENTION TO USE MOBILE PERSONAL FINANCIAL MANAGEMENT TOOLS USAGE IN INDONESIA
title_sort determinants of intention to use mobile personal financial management tools usage in indonesia
url https://digilib.itb.ac.id/gdl/view/64459
_version_ 1822277017052119040