PERANCANGAN BUKU INTERAKTIF MENGENAI PASAR MODAL UNTUK MENINGKATKAN LITERASI KEUANGAN PADA DEWASA USIA 24-27 TAHUN
In its development, the activity known as "saving" has gradually shifted into various forms and types, one of which is referred to as "Investment." The author considers investment to be another term for "saving." If setting aside money in a bank account is called sav...
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| Format: | Final Project |
| Language: | Indonesia |
| Online Access: | https://digilib.itb.ac.id/gdl/view/75373 |
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| Institution: | Institut Teknologi Bandung |
| Language: | Indonesia |
| Summary: | In its development, the activity known as "saving" has gradually shifted into
various forms and types, one of which is referred to as "Investment." The author
considers investment to be another term for "saving." If setting aside money in a
bank account is called saving, then allocating funds in the form of deposits, gold,
stocks, or real estate is considered investing. The type of investment the author
will discuss is investment in the capital market, which is a better way to put
unused funds to work and achieve better growth compared to savings, which may
diminish in value due to inflation. In recent years, there has been a phenomenon
of increased interest among the younger generation to try investing in the capital
market. This trend has been driven by the advancement of digital technology,
which has facilitated easier access to investments. In the past, someone who
wanted to buy stocks had to go to the stock market, but now, with the use of
smartphones, anyone can purchase desired stocks without physically going to the
Indonesia Stock Exchange. However, the author observes that the interest shown
by the younger generation is not matched by their knowledge of investing in the
capital market. Most young people still lack experience and understanding of
capital market investments. Based on data gathered from qualitative interviews
with 12 respondents aged 24-27, residing in urban areas, it is evident that they
have a strong interest in investing, but also harbour doubts due to their limited
knowledge about the capital market. The danger lies in the lack of financial
literacy, which can lead to fatal consequences such as lost a saving funds or
become a victim to investment scams. To address this issue, the author plans to
design an editorial book that provides sufficient entry-level financial literacy for
beginners, making it easier for those who wish to start or understand the basics
of investing in the capital market to access the necessary information. This
editorial book will offer a brief introduction to the workings, benefits, risks, and
examples of investments in the capital market. The author's hope for this book is
to equip the younger generation, who are interested in investing in the capital
market, with the skills and confidence to make informed decisions regarding their
choice of investment products and interests. |
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