IMPLEMENTASI KREDIT USAHA RUMAH TANGGA (KRISTA) PADA PT. PEGADAIAN (PERSERO) CABANG SERANG PERIODE TAHUN 2009-2010

• Main Authors: , SRI REJEKI O, , Dr. Erwan Agus Purwanto, M.Si.
• Format: Theses and Dissertations NonPeerReviewed
• Published: [Yogyakarta] : Universitas Gadjah Mada 2014
• Subjects: ETD
• Online Access: https://repository.ugm.ac.id/130659/; http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=71086
• Institution: Universitas Gadjah Mada

Pawnshops Serang is one of the credit institutions under the lien law, the ease and simplicity of mortgage loans in the procedure is needed by the community. Serang current mortgage loans not only provide a consumptive nature, but also give credit by providing perduktif are working capital loans through the creation and crest to Micro, Small and Medium Enterprises (MSMEs). In this study uses qualitative methods with a descriptive approach. While the data source in this study is that all the data or the person providing the information and information relating to research, as for sources of data on research using primary data and secondary data. The results showed that the Perum Pegadaian Serang Branch in providing working capital loans to Micro, Small and Medium Enterprises (MSMEs) through two channels namely Creative and Krista, in an effort to help provide working capital loans to SMEs in the provision of capital in the form of working capital is Perum Pegadaian Branch Serang good enough, it can be seen from the amount of credit that was channeled through Credit Creation and Krista. Also from the survey results to clients researchers also a very good response on working capital loans given by the Mining Corporation of Serang Branch, has proved the existence of the business progress of the addition of assets owned by our customers after obtaining credits Creation and Krista.