A multiple linear regression analysis in determining the significant factors explaining bank profitability

Multiple linear regression analysis is a statistical technique that can be used to analyze the relationship between a single dependent variable and several independent variables (Hair, Anderson, Tatham, and Black, p. 24). This thesis is an application of this statistical tool in the field of banking...

Full description

Saved in:
Bibliographic Details
Main Authors: Ang, Cristine R., Vasquez, Estela A.
Format: text
Language:English
Published: Animo Repository 1997
Subjects:
Online Access:https://animorepository.dlsu.edu.ph/etd_bachelors/16431
Tags: Add Tag
No Tags, Be the first to tag this record!
Institution: De La Salle University
Language: English
id oai:animorepository.dlsu.edu.ph:etd_bachelors-16944
record_format eprints
spelling oai:animorepository.dlsu.edu.ph:etd_bachelors-169442022-02-12T00:24:51Z A multiple linear regression analysis in determining the significant factors explaining bank profitability Ang, Cristine R. Vasquez, Estela A. Multiple linear regression analysis is a statistical technique that can be used to analyze the relationship between a single dependent variable and several independent variables (Hair, Anderson, Tatham, and Black, p. 24). This thesis is an application of this statistical tool in the field of banking. The researchers' main objective was to determine the factors significantly explaining the profitability of four types of banks, namely commercial, development and savings banks, as well as savings and loan associations. After the data collection, the forward stepwise procedure, through the Statistical Analysis System (SAS) was utilized to develop the subset of independent variables to be included in the regression model. The researchers obtained four tentative models, one for each type of bank with the annual profit as the dependent variable. For commercial banks, there were five factors included. For development banks, there were two, namely amount of loan portfolio and amount of cash. Savings banks included the same factors as that of the development banks, together with total capital accounts. Lastly, savings and loan associations included three factors, namely cash, deposits, and accounts. Analysis of the obtained tentative models was then performed by the researchers to verify assumptions made regarding the components of the model. Eventually, the researchers ended up with the tentative models as the final regression models. Finally, these models were further analyzed and interpreted in terms of underlying banking concepts and principles. 1997-01-01T08:00:00Z text https://animorepository.dlsu.edu.ph/etd_bachelors/16431 Bachelor's Theses English Animo Repository Regression analysis--Data processing Analysis of covariance Log-linear models Banks and banking
institution De La Salle University
building De La Salle University Library
continent Asia
country Philippines
Philippines
content_provider De La Salle University Library
collection DLSU Institutional Repository
language English
topic Regression analysis--Data processing
Analysis of covariance
Log-linear models
Banks and banking
spellingShingle Regression analysis--Data processing
Analysis of covariance
Log-linear models
Banks and banking
Ang, Cristine R.
Vasquez, Estela A.
A multiple linear regression analysis in determining the significant factors explaining bank profitability
description Multiple linear regression analysis is a statistical technique that can be used to analyze the relationship between a single dependent variable and several independent variables (Hair, Anderson, Tatham, and Black, p. 24). This thesis is an application of this statistical tool in the field of banking. The researchers' main objective was to determine the factors significantly explaining the profitability of four types of banks, namely commercial, development and savings banks, as well as savings and loan associations. After the data collection, the forward stepwise procedure, through the Statistical Analysis System (SAS) was utilized to develop the subset of independent variables to be included in the regression model. The researchers obtained four tentative models, one for each type of bank with the annual profit as the dependent variable. For commercial banks, there were five factors included. For development banks, there were two, namely amount of loan portfolio and amount of cash. Savings banks included the same factors as that of the development banks, together with total capital accounts. Lastly, savings and loan associations included three factors, namely cash, deposits, and accounts. Analysis of the obtained tentative models was then performed by the researchers to verify assumptions made regarding the components of the model. Eventually, the researchers ended up with the tentative models as the final regression models. Finally, these models were further analyzed and interpreted in terms of underlying banking concepts and principles.
format text
author Ang, Cristine R.
Vasquez, Estela A.
author_facet Ang, Cristine R.
Vasquez, Estela A.
author_sort Ang, Cristine R.
title A multiple linear regression analysis in determining the significant factors explaining bank profitability
title_short A multiple linear regression analysis in determining the significant factors explaining bank profitability
title_full A multiple linear regression analysis in determining the significant factors explaining bank profitability
title_fullStr A multiple linear regression analysis in determining the significant factors explaining bank profitability
title_full_unstemmed A multiple linear regression analysis in determining the significant factors explaining bank profitability
title_sort multiple linear regression analysis in determining the significant factors explaining bank profitability
publisher Animo Repository
publishDate 1997
url https://animorepository.dlsu.edu.ph/etd_bachelors/16431
_version_ 1772835157104918528