The applicability of a uniform credit scoring model as an alternative to existing consumer loan application evaluation process

• Main Authors: Miguel, Jurdayne, Parian, Arjay, Leong, Audric, Pages, Andrew
• Format: text
• Language: English
• Published: Animo Repository 2011
• Subjects: Loans, Personal; Loans; Consumer credit; Finance and Financial Management
• Online Access: https://animorepository.dlsu.edu.ph/etd_bachelors/18494
• Institution: De La Salle University

This research paper talks about the applicability of a uniform credit scoring model to complement the existing consumer loan evaluation process in the NCR, Philippines. Based on research, loan officers are still using the conventional way of lending out money to consumers which is the judgmental app...