Moral hazard and adverse selection in India's and China's health insurance markets

• Main Authors: Tan, Reena Hui Ying, Seah, Charlotte Ning, Goh, Yuki (Wu Weiqi)
• Other Authors: Akshar Saxena
• Format: Final Year Project
• Language: English
• Published: Nanyang Technological University 2023
• Subjects: Social sciences::Economic theory::Microeconomics
• Online Access: https://hdl.handle.net/10356/166300
• Institution: Nanyang Technological University

The phenomenon of adverse selection (AS) and moral hazard (MH) are significant impediments to an efficient insurance market. The Indian and Chinese health insurance markets both suffer the varying effects of AS and MH, hindering the provision of inclusive and efficient insurance coverage to their re...