Know thyself: Access to own credit report and the retail mortgage market
Borrowers may misestimate their probability of mortgage approval in the absence of precise signals of creditworthiness. Credit reports, which contain such signals, became easily accessible for all U.S. consumers since 2005, while it was already the case in seven states. A difference-in-differences s...
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| Format: | text |
| Language: | English |
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Institutional Knowledge at Singapore Management University
2022
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| Online Access: | https://ink.library.smu.edu.sg/lkcsb_research/7039 https://ink.library.smu.edu.sg/context/lkcsb_research/article/8038/viewcontent/Amit_credit_report.pdf |
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| Institution: | Singapore Management University |
| Language: | English |