Assessing SMEs loan proposals : academic prescriptions and practitioner approaches
Among the various problems facing Small and Medium Sized Enterprises (SMEs), the lack of financing has typically been cited as a major one. This study empirically analyses the loan assessment criteria between academicians and loan officers. The T-test and Multiple Discriminant Analysis (MDA) are use...
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| Main Authors: | , |
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| Other Authors: | |
| Format: | Theses and Dissertations |
| Language: | English |
| Published: |
2009
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| Subjects: | |
| Online Access: | http://hdl.handle.net/10356/20270 |
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| Institution: | Nanyang Technological University |
| Language: | English |
| Summary: | Among the various problems facing Small and Medium Sized Enterprises (SMEs), the lack of financing has typically been cited as a major one. This study empirically analyses the loan assessment criteria between academicians and loan officers. The T-test and Multiple Discriminant Analysis (MDA) are used to determine whether there are significant differences in any of the fundamental elements in contemporary credit analysis. |
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