Assessing SMEs loan proposals : academic prescriptions and practitioner approaches

• Main Authors: Chow, Poh Heng, Aw, Kah Wai
• Other Authors: Tan, Wee Liang
• Format: Theses and Dissertations
• Language: English
• Published: 2009
• Subjects: DRNTU::Business::Finance
• Online Access: http://hdl.handle.net/10356/20270
• Institution: Nanyang Technological University

Among the various problems facing Small and Medium Sized Enterprises (SMEs), the lack of financing has typically been cited as a major one. This study empirically analyses the loan assessment criteria between academicians and loan officers. The T-test and Multiple Discriminant Analysis (MDA) are use...