Bank competition amid digital disruption: Implications for financial inclusion

Bank competition amid digital disruption: Implications for financial inclusion

We study how digital disruption impacts bank competition, considering consumers’ heterogeneous digital preferences. We find that the rollout of 3G networks contracts bank branch networks and leads to divergence in branching and pricing strategies across banks. These developments benefit young consum...

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Bibliographic Details
Main Authors: JIANG, Erica Xuewei, YU, Yang Gloria, ZHANG, Jinyuan
Format: text
Language:English
Published: Institutional Knowledge at Singapore Management University 2024
Subjects:
technology
bank competition
consumer preference
digital inequality
financial inclusion
Finance
Finance and Financial Management
Online Access:https://ink.library.smu.edu.sg/skbi/48
https://ink.library.smu.edu.sg/context/skbi/article/1047/viewcontent/Bank_Competition_amid_Digital_Disruption.pdf
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Institution: Singapore Management University
Language: English

Internet

https://ink.library.smu.edu.sg/skbi/48
https://ink.library.smu.edu.sg/context/skbi/article/1047/viewcontent/Bank_Competition_amid_Digital_Disruption.pdf

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