Bank competition amid digital disruption: Implications for financial inclusion
We study how digital disruption impacts bank competition, considering consumers’ heterogeneous digital preferences. We find that the rollout of 3G networks contracts bank branch networks and leads to divergence in branching and pricing strategies across banks. These developments benefit young consum...
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| Main Authors: | , , |
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| Format: | text |
| Language: | English |
| Published: |
Institutional Knowledge at Singapore Management University
2024
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| Subjects: | |
| Online Access: | https://ink.library.smu.edu.sg/skbi/48 https://ink.library.smu.edu.sg/context/skbi/article/1047/viewcontent/Bank_Competition_amid_Digital_Disruption.pdf |
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| Institution: | Singapore Management University |
| Language: | English |