ANALYZING FINANCIAL PERFORMANCE OF PT. BANK SHINHAN INDONESIA COMPARE WITH KOREAN AND LOCAL BANKS IN INDONESIA AS YEAR OF FROM 2019 TO 2020.06 IN COVID19 SITUATION
The banking industry is an industry in which profitability and publicity are emphasized as it refers to the business of supplying funds to the demanders of funds by procuring deposits from an unspecified number of people. Korean banks are aware of the limitations of their profitability in their home...
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| Format: | Theses |
| Language: | Indonesia |
| Online Access: | https://digilib.itb.ac.id/gdl/view/53337 |
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| Institution: | Institut Teknologi Bandung |
| Language: | Indonesia |
| Summary: | The banking industry is an industry in which profitability and publicity are emphasized as it refers to the business of supplying funds to the demanders of funds by procuring deposits from an unspecified number of people. Korean banks are aware of the limitations of their profitability in their home countries and are actively advancing into overseas markets. The author works at Shinhan Bank Korea and analyzed the financial industry of Indonesia, the country where Shinhan Bank Korea has entered.
Shinhan Bank Korea is leading bank in terms of net profit and asset quality. PT. Bank Shinhan Indonesia is a subsidiary of Shinhan Bank Korea. In order to advance into Indonesia, BANK METRO EXPRESS and CENTRATAMA NASIONAL BANK were merged in December 2016, PT. Bank Shinhan Indonesia was launched. Indonesia's banking industry continues to grow as the industry grows, and PT. Bank Shinhan Indonesia is also striving to develop Indonesia's industry.
This project aims to examine various financial perfomances of PT. Shinhan Indonesia Bank from 2019 to 2020.6. This study compares financial perfomance with major local banks and Korean banks in Indonesia. By using secondary data from officaial website and public financial statement, Author analyze 11 indicators of total asset, total loan, overdue, non-performing loan, coverage ratio, capital adequacy ratio, return on asset, return on equity, net income, and net interest margin. This study recommend to manage exposure by business type and build a overdue control management system for risk management, find new business model and diversify products for growth management. Also manage margin rates, idle money and derivative transactions for management of profitability. |
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